Ensure your legacy to your family

In the latin community, we stick together. Legacy is everything and we take care of each-other. That is why I want to make sure I leave something Behind.

Mario Lopez

Legado Vida is a company that specializes in the life insurance needs for the latin community

No Medical Exam

Day 1 Coverage

No Social Security Number

“I had basically given up on finding a life insurance policy for my mom, because she doesn’t have a Social Security number.”

- Michaela Ramirez

How it Works


Log on to Legado Vida and simply fill out some medical history.

Next We suggest a policy that works for you and your budget.

03 Agreement Document

We build a policy on the spot!

Get Coverage Now

No need to talk to an agent. Get your life insurance policy without all the runaround.

Frequently Asked Questions

About 10 minutes start to finish, if you have your information on hand when you start. You’ll need Dr.’s info, your beneficiaries, bank info, etc.

Our life insurance covers you on day one! Especially if you have any health concerns like diabetes, most insurance companies will not cover you, or at best make you wait 2 years for full coverage to take affect.

Immediately! Our process is totally automated. Go through the steps and you’ll be presented with options right now!
The underwriting is totally automated, so there’s no wait. (We’re the first to do this, by the way!)
No, it stays the same, and will remain in effect as long as you continue to pay the premiums.

Our automated process goes directly to Sr. Life. When payment is confirmed you will receive an email with a .pdf of your policy.

“Once you’re in, you’re in!” You cannot be cancelled or rated up if your health changes.
Sure you can! With Life Insurance you have to be able to show an ‘insurable interest’ in the person on which you are buying the policy. Family members count as an insurable interest, but, for instance your grumpy boss does not!
Term Life lasts for a ‘term’, or a period of time, then it expires. This is great for people with young families and those in really good health. Whole life lasts for your ‘whole life’, as long as you continue to pay the premiums. diabetic direct offers whole life products.
Nope, there are no agents involved, unless you just want to speak with one. Our process is totally automated.
Yes, and the good thing about that, is it gives them a lifetime of insurability, because the policy is a Whole Life policy.

No more worrying about life insurance.
Live a healthy more normal life.

“I was turned down from 3 companies because I have Type II diabetes, thanks to Legado Vida, I was able to get coverage. Now I don’t worry about my family anymore. ”

- Herman Garcia

Stop worrying about your family, if you should pass

Stop wasting time talking to insurance companies that don’t want to cover you

Stop being rejected

Get Coverage Now

No need to talk to an agent. Get your life insurance policy without all the runaround.